In the fast-paced world of today, where digital solutions dominate every aspect of our lives, there’s no shortage of opportunities to supplement your income. Whether you’re looking to earn a little extra cash or save money on your everyday purchases, the year 2024 offers a plethora of money-making apps that can help you achieve your financial goals. In this blog post, we’ll explore the top 10 apps that stand out in different categories, offering diverse ways for you to earn and save.
Top 10 Best Money Making Apps List 2024
1. Survey Junkie – Best for Online Surveys:
Survey Junkie is an online market research community that rewards you with virtual points for completing surveys. While it won’t make you rich, spending some time each day can result in a monthly earnings boost of up to $40 in e-gift cards or PayPal payments.
| Pros | Cons |
|---|---|
| Earn money completing brief surveys | Surveys might be expired |
| Redeem points for e-gift cards or PayPal | Some surveys have repetitive questions |
2. Swagbucks – Best for Surveys & Gift Cards:
Swagbucks provides multiple avenues for earning points, including surveys, games, videos, and internet searches. You can redeem your points for gift cards or cash, though some tasks may be time-consuming.
| Pros | Cons |
|---|---|
| Multiple ways to earn points | Low earnings potential |
| Redeem points for gift cards or cash | Some tasks are time-consuming |
3. Rocket Money – Best for Keeping Track of Finances:
Rocket Money, the brainchild of Rocket Mortgage, is a budgeting app that consolidates your financial accounts, aids in budget creation, automates savings, and monitors your credit score. While the app is free, premium services come at a monthly cost, offering features like subscription cancellation, access to money experts, and bill negotiation.
| Pros | Cons |
|---|---|
| Numerous budgeting and savings features | Free version is limited |
| Credit reports and tracking | Bill negotiation service can be pricey |
4. DoorDash – Best for Delivery Drivers:
DoorDash opens doors for “Dashers” to earn money by delivering products from various stores. With the flexibility to set your own hours and keep 100% of your tips, this app is ideal for those seeking a side gig as a delivery driver.
| Pros | Cons |
|---|---|
| Set your own hours | Vehicle costs (gas, wear and tear, etc.) |
| Keep 100% of your tips | No earnings while waiting for food orders |
5. Rakuten Rewards – Best for Cash Back:
Rakuten Rewards (formerly Ebates) is a cashback app offering deals and coupons at over 3,500 stores. Signing up is quick, and you can earn unlimited cash back, receiving payments every three months by check or PayPal.
| Pros | Cons |
|---|---|
| Unlimited cash back | Some cash back rates are low |
| $10 welcome bonus for new users | Cash back awarded every three months |
6. Upside – Best for Gas Station Rewards:
Formerly known as GetUpside, Upside offers personalized cashback offers, particularly advantageous for saving on gas. The user-friendly app lets you claim offers, pay with your card, and cash out your earnings to your bank account, PayPal, or a gift card.
| Pros | Cons |
|---|---|
| User-friendly app shows map view of offers | Doesn’t work with cash |
| Can stack with existing loyalty programs | Some locations have few or no offers |
7. Upwork – Best for Freelancers:
Upwork is a freelancing marketplace connecting gig workers with clients across various industries. Freelancers can pitch projects, bid for jobs, and get paid through multiple methods, though a 10% service fee applies.
| Pros | Cons |
|---|---|
| Pitch projects and bid for jobs | 10% freelancer service fee |
| Payment protection ensures you get paid | Get paid 10 days after billing period ends |
8. TradeStation – Best for Active Traders and Investors:
TradeStation, known for its desktop platform, caters to on-the-go traders with its mobile app. Offering advanced tools, real-time data, and commission-free trades, it’s an excellent choice for those involved in stocks, options, futures, and cryptocurrency trading.
| Pros | Cons |
|---|---|
| Advanced tools and trade execution | Not as robust as the desktop platform |
| Commission-free trades | Steep learning curve |
9. M1 Finance – Best for Passive Investors:
M1 Finance is a low-cost robo-advisor perfect for self-directed investors. It integrates investment, banking, and borrowing in one app, featuring automated investing with dynamic rebalancing.
| Pros | Cons |
|---|---|
| Integrate investment, banking, and borrowing | $10 monthly fee to get the best offers |
| Trade automation with dynamic rebalancing | No access to advisors or recommendations |
10. Decluttr – Best for Selling Tech and Media:
Decluttr simplifies the process of selling old tech and media products. Scan the barcode or search for your item, get an instant price quote, ship it for free, and receive payment within 24 hours.
Additional Tips for Maximizing Your Earnings:
- Time Stamp: Money-making apps are a valuable supplement to your income.
- Realistic Expectations: These apps aren’t get-rich-quick schemes, and benefits like health insurance or a 401(k) are not included.
- Flexibility: Enjoy the flexibility of setting your own schedule while balancing your budget.
The year 2024 brings a wealth of opportunities to boost your income and save money through these diverse and user-friendly money-making apps. By strategically using a combination of these apps, you can create a sustainable approach to supplementing your income and achieving your financial goals. Remember, every little bit counts, and these apps can make a significant impact on your overall financial well-being.
